Small Business Health Insurance

Invest in Your Team's Well-being. Get a Competitive Edge

Small Business Health Insurance

Provide your employees with access to fast, high-quality healthcare. Reduce absenteeism, boost productivity, and create a happier, healthier workplace. Tailored plans to suit your business size and budget

Key Benefits:

✅ Tailored Plans

✅ Fast Access to Private Care

We work with you to design a plan that meets your specific needs and budget. From essential cover to comprehensive packages, we have a solution for every business.

✅ 24/7 Virtual GP Service

✅ Employee Assistance Programme (EAP)

Avoid NHS waiting lists and get your employees seen quickly by specialists.

Unlimited access to a GP via phone or video, anytime, anywhere.

Provide confidential support for employees facing personal or work-related challenges, including mental health support.

✅ Preventative Health & Wellbeing

Promote a healthy lifestyle with access to health screenings, wellness programs, and resources.

Why Small Business Health Insurance is Essential

The Smart Investment for a Thriving Business

Small Business Health Insurance isn't just a perk; it's a strategic investment. It empowers you to:

✔ Attract and Retain Top Talent

✔ Reduce Sick Leave

✔ Increase Productivity

✔ Improve Morale

✔ Manage Healthcare Costs

Stand out from the competition with an attractive benefits package.

Faster access to treatment means quicker recovery and less time away from work.

Healthy, happy employees are more engaged and productive.

Show your employees you care about their well-being and create a positive work environment.

Control expenses with predictable premiums and access to preventative care.

Protect Your Team Today. It's Quick and Easy

Frequently asked questions

What is SME Health Insurance?

SME (Small and Medium-sized Enterprise) Health Insurance, also known as Business or Group Health Insurance, is a policy that provides private medical cover for your employees. It allows them to access private healthcare services, often faster than through the NHS, and can include benefits like consultations, treatments, and hospital stays.

How much does SME Health Insurance cost?

The cost of SME health insurance varies depending on several factors:

• Number of Employees: The more employees covered, the higher the premium.
  
  

• Age Profile: Older employees generally result in higher premiums.
  
  

• Level of Cover: More comprehensive cover (e.g., including mental health, dental, optical) will cost more.
  
  

• Underwriting Options: Moratorium, medical history disregarded, or full medical underwriting can impact the price.
  
  

• Location: Healthcare costs can vary across the UK.
  
  

• Excess: Choosing a higher excess can lower the premium.
  
  

• Provider: Different insurers have different pricing structures

Can I offer different levels of cover to different employees?

Yes, you can offer different levels of cover based on factors like seniority or length of service. This is known as a tiered benefits structure.

How can I contact you?

Need assistance? Contact us, we'd love to hear from you!

Who is eligible for SME Health Insurance?

Generally, any UK-based business with at least two employees (including directors) is eligible for SME health insurance. Some insurers may have minimum or maximum employee numbers.

What happens if an employee leaves the company?

Their health insurance cover typically ends when their employment terminates. Some insurers may offer options for employees to continue their cover as an individual policy.

Disclaimer: This FAQ provides general information only and should not be considered as financial or medical advice. It is essential to seek professional advice from a qualified insurance broker, financial advisor, or accountant to determine the most suitable health insurance options for your specific business needs.