brown and white concrete building

Flood Risk

Providing essential cover for houses in flood-risk locations

We handle all levels of flood risk, and we're here to help even when other insurers have turned you away

Qualifying Criteria for Flood RE

  • Residential Homes:

    • They are covered by an insurance contract which is held in the name of, or on trust for, one or more individuals or by the personal representative of an individual.

    • The holder of the policy, or their immediate family, must live in the property for some or all of the time (whether or not with others) or the property must be unoccupied.

    • They have a domestic Council Tax band A to H (or equivalent).

    • They are used for private, residential purposes.

    • They are a single residential unit or a building comprising of two or three residential units.

    • They are insured on an individual basis or have an individual premium.

    • They are located within the UK comprising England, Wales, Scotland and Northern Ireland (excluding the Isle of Man and the Channel Islands).

      All quotations and individual terms subject to underwriting review.

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