a room with a wood floor and a window with a view of a house and trees

Unoccupied

Securing Unoccupied Homes

We provide flexible, dedicated policies to ensure you are fully protected for 3, 6, 9, or 12-month periods.

KEY FEATURES
  • Fire, lightning, explosion and aircraft.

  • Storm, flood, weight of snow.

  • Escape of oil from fixed domestic oil-fired heating installations.

  • Escape of water from fixed water tanks, apparatus or pipes.

  • Theft or attempted theft via violent and forcible entry.

  • Subsidence, heave and landslip (subject to underwriters approval).

  • Collision by any vehicle or animal.

  • Riots, strikes, violent disorder, civil commotion, and malicious damage.

  • Architects and surveyors costs covered after damage/loss.

  • £2,000,000 liability cover as the property owner.

  • Contents cover available on request.

Additional Benefits

  • Suitable for property with short or long-term unoccupancy – Such as, properties in between tenants, properties going through probate, and properties on the market waiting to be sold.

  • Flexible cover available on a short-term basis (minimum one-month contract).

  • Extension of cover can be considered on expiry of the contract.

  • FLEA only option available.

All quotations and individual terms subject to underwriting review.

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